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Need help coping with the Cost of Living?

The cost of living crisis is affecting all of us and making it harder to balance our household budgets. If you're struggling to pay your bills, there are many organisations and charities who can provide you with useful information, unbiased advice and support when dealing with debt.

We've detailed some of them here, and you can talk to them about your financial concerns in complete confidence – we'd encourage you to take advantage of the free help available.

Please be aware that there are also many similar debt management businesses that will charge you for their services.

Use the Budget Tool to help you handle your costs

Argos Financial Services is working in partnership with StepChange to provide customers with access to free debt advice and support.

StepChange provide free, flexible debt advice, practical help and guidance for however long it's needed. Whether you need budgeting tips or free debt help, you can be confident that they can provide the support you need to achieve long-term financial control.

Take the free Money Health Check to find out how StepChange could help you. It's quick and easy to complete, and will give you a personalised recommendation on what to do next.

An important thing to remember when seeking help with the cost of living

Professionals or organisations you speak with while seeking financial advice will:

  • Never judge you or make you feel bad about your situation
  • Always be happy to talk to you, however big or small your problem might be
  • Find ways to manage your debts even if you think have no spare money
  • Suggest ways to deal with your debts that you may not know about
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