You can select the length of your plan at the point of application and this will make up part of your agreement. You won't be able to increase the term of your plan once it's set up.
If your circumstances change and you find that you are struggling to keep up with your payments, please contact us on 0800 061 2166 to see how we can help you. We can discuss your options to help you find a way to make things more manageable.
If you don't make your monthly payment in full by the payment due date, you'll be charged late payment interest on any unpaid amount and will also incur the charges set out in the loan agreement. This means you'll owe us more money overall.