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Are there any fees associated with PayPal Credit?
Late Payments
If you're late with a payment, PayPal may charge you a late payment fee of £12.00.
Returned PaymentsYou may be charged a return payment fee of £12 if you have insufficient funds to cover the payment. Please note that we do not charge more than one £12 fee in a statement period.
For more information on how these fees apply, please refer to your Credit Agreement.