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How do I apply for PayPal Credit?

Applying for PayPal Credit is easy. Simply complete the short application form at checkout and if approved and once you accept the Credit Agreement, you'll have a credit limit linked to your PayPal account almost straight away. Before applying, ensure you:

  • Are a UK resident aged 18 years or older
  • Have a good credit history
  • Have not recently been declared bankrupt
  • Are employed and have an income greater than £7,500 per year
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