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If my application's declined, can I appeal the decision?
Yes – to appeal the decision, please call us on 0333 240 8002*. Bear in mind that you'll have one month to submit your appeal once we have told you about your credit decision.
*Opening times are 9am-7pm Monday to Friday and 9am-5pm Saturday. Please have your account number ready when you call. You can find your account number within emails and an SMS sent to you by Argos Pay shortly after opening your account.
Calls are charged at the standard national rate. Call costs from mobiles and other operators may vary so please check before calling. Calls may be recorded and monitored for training and security purposes and to help us manage your account.