Argos Card
Shop at Argos & Habitat with our flexible credit plans.
Representative 34.9% APR Variable.
Got something in mind? With the Argos Card you can buy now, pay later. Spread the cost of everything you buy at Argos, from furniture, homeware, tech, appliances and more! Credit subject to status.
Pay no interest for up to
- 3 months when you spend £149+ on your trolley.*
- 6 months when you spend £199+ on your trolley.*
- 12 months on any product £499+.*
- 12 months on all A-List products £150+.*
- 12 months on all furniture, garden and DIY products £199+.*
*and you pay your full balance within the plan period.
No interest will be charged if you pay in full within your credit plan period and keep your account up-to-date. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date of purchase.
Spending under £149? You can also get up to 56 days to pay using the Argos Card.
Credit Plans
- NORMAL CREDITwhen you spend under £149
- 3 MONTHS TO PAYwhen you spend £149+
- 6 MONTHS TO PAYwhen you spend £199+
- 12 MONTHS TO PAYwhen you spend £499+
Ways to apply
It's easy to apply for the Argos Card. The way you apply depends on whether you need a credit plan today... Or whether you're lining up credit ready for future shopping at Argos or Habitat.Apply when you check out today
Got your eye on something today? Keep shopping and we'll remind you to apply when you check out. You can choose to collect your products or have them delivered.Shop nowApply to shop later
If you're planning ahead, you can apply for the Argos Card today. We'll send out your card within 10 days. As soon as it arrives, you can shop online.Apply now