How to get Argos Card credit today...

Representative 34.9% APR Variable. Credit subject to status. T&Cs apply.

What to do next...

  • To get credit on your trolley today, you need to apply when you check out:

    There's just a few things you need to do:

    • Go back to your trolley, and choose to collect your products in-store or have them delivered.
    • On the payment page, click the Credit Available box and choose your plan.
    • Once you've finished the Quick Check, you'll see instantly if you'll be accepted before submitting an application.
  • Why apply for an Argos Card?

    We like the Argos Card because...

    • You can use our quick check application to find out if you are likely to be accepted without affecting your credit rating.
    • It can help you to spread the cost of a big purchase.
    • This can be a great way to avoid a big hit to your wallet.
    • Pay no interest on your basket spend £99+ when you pay your full balance within 3 months.
    • Pay no interest on your basket spend £199+ when you pay your full balance within 6 months.
    • Pay no interest on any product £99+ when you pay your full balance within 12 months. Offer ends: 11.59pm 03/12/2024.
    • No interest will be charged if you pay in full within your credit plan period and keep your account up-to-date. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date of purchase.
    • It helps you to balance your budget and be financially flexible.
    • It comes with an award winning App to manage your Card and balance going forward.

    We could go on but we know you're busy...

How does it work?

Listen up. Here's what you need to know...

How do I avoid paying interest?

When will I know if I’ve been accepted for an Argos Card?

What's normal credit?

Legal bits

Keep listening. More important info to share...

Are there any charges?

What are the T&Cs?

Am I eligible for an Argos Card?

Remember, if you're applying via our Argos App, you'll need to select Home Delivery for your first order.

Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker (713206), and works exclusively with the lender, Home Retail Group Card Services Limited trading as Argos Card and Argos Financial Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148). Home Retail Group Card Services Limited is registered in England (04007072) at 33 Holborn, London, United Kingdom, EC1N 2HT.

Spread the cost on your Argos shopping with the Argos Card. Spend over £99 to choose from one of our standard credit plans or check out our special offer credit plans. These are time-limited credit offers available on top products including phones, furniture and vacuum cleaners.

The Argos Card allows you to buy now, pay later and it's easy to manage your account with the Argos Card App. So, if you need a new washing machine, want to shop the latest looks from Tu Clothing or are on the hunt for the latest gaming PC, apply for the Argos Card online.

Credit subject to status. T&Cs apply. Representative 34.9% APR variable.