Argos Card

Shop at Argos & Habitat with our flexible credit plans.
Representative 34.9% APR Variable.

Apply now

Pay no interest when you pay within your plan period

Up to 12 months to pay at Argos and Habitat and up to 56 days to pay when using the Argos Card for your shop and fuel at Sainsbury's.

Representative 34.9% APR variable.

Check your eligibility for the Argos Card without impacting your credit score.

Apply today

Shop with the Argos Card

Pay no interest for up to

  • 3 months when you spend £149+ on your trolley*
  • 6 months when you spend £199+ on your trolley*
  • 12 months on any product £499+*
  • 12 months on all A-List products £150+*
  • 12 months on all furniture, garden and DIY products £199+*

*and you pay your full balance within the plan period.

Representative 34.9% APR variable

With the Argos Card, no interest will be charged if you pay in full within your credit plan period and keep your account up-to-date. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date of purchase.

Ways to apply

It's easy to apply for the Argos Card. The way you apply depends on whether you need a credit plan today... Or whether you're lining up credit ready for future shopping at Argos or Habitat.
  • Apply when you check out today

    Got your eye on something today? Keep shopping and we'll remind you to apply when you check out. You can choose to collect your products or have them delivered.Shop now
  • Apply to shop later

    If you're planning ahead, you can apply for the Argos Card today. We'll send out your card within 10 days. As soon as it arrives, you can shop online.Apply now
We treat all our customers and their applications on an individual basis. The APR we offer is determined by the details you supply and the credit you are applying for, along with an independent verification of your credit and repayment history. Home Retail Group Card Services Limited, trading as Argos Card and Argos Financial Services ('AFS'), receive a variable fee from Argos Limited (Argos) for customers using an Argos Card to purchase goods from Argos. The fee does not affect the price of the goods or the amount you pay to AFS for transactions on your Argos Card.

Manage your account

Already got the Argos Card?

It's quick and easy to keep on top of your finances with the Argos Card App.

To manage your Argos Card account online, click here Manage your account.

Don't have the app yet?
You can download it here:

Download iOS App
Download Android App

Want to learn more?

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Spread the cost on your Argos shopping with the Argos Card. Representative 34.9% APR variable. Spend over £149 to choose from one of our standard credit plans or check out our special offer credit plans. These are time-limited credit offers available on top products including phones, furniture and vacuum cleaners. The Argos Card allows you to buy now, pay later and it's easy to manage your account with the Argos Card App. So, if you need a new washing machine, want to shop the latest looks from Tu Clothing or are on the hunt for the latest gaming PC, apply for the Argos Card online.