How much do I need to pay each month?
You need to pay at least the monthly minimum payment shown on your statement, each month.
If you have an active instalment plan, you will need to pay at least your contractual minimum payment and your monthly instalment payment each month otherwise your instalment plan will be cancelled. Payments towards your instalment plan are optional, and you will not go into arrears if you chose to only pay your contractual minimum payment, however, your plan will be cancelled.
It's always best to pay more than your minimum on months when you can afford it, though, as you'll pay off the balance faster and save on interest.
If you don't pay the minimum monthly payment, you'll be charged a late payment fee. Your late payment may also be reported to credit reference agencies, which could make it harder for you to get credit in the future.