Previously with your Argos Card account, you could choose what part of your balance your payments went towards. With Argos Pay, your payments are applied automatically, so you don't have to worry about what plan to prioritise. Your payments will be allocated in a way that reduces the interest you pay and to maintain any plans you have on your account. This helps keep your account running smoothly.
For more information, head to 'how will payments be applied to my account?' and 'When I make a payment, can I choose which part of my balance it reduces?'.