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What is an instalment plan?
It's one of the payment plans that you might be offered at checkout with Argos Pay, if your trolley adds up to £150 or more.
You can use an instalment plan to spread the cost of your purchase plus interest over 12, 24, 36 or 48 months. This can cost less and help you clear your balance faster, compared to using Flexible Credit and making only minimum payments each month.
Each month, you'll need to pay at least your minimum payment plus your monthly instalment payment. You can find this amount and the due date on your monthly statement. If you don't keep up these payments, your instalment plan will be cancelled.