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When I make a payment, can I choose which part of my balance it reduces?
With Argos Pay there's no need to worry about which plan you should prioritise. Your payments will be allocated in a way that reduces the interest you pay and to maintain any plans you have on your account. So, you won't be able to choose which plan or balance your payment is made towards.
If you have a BNPL plan with deferred interest, please be assured that the way we apply your payments helps you avoid deferred interest.
For more information, head to 'how will payments be applied to my account?'.