Will applying for Argos Pay affect my credit score?

Before putting your application through a full credit check, which be recorded on your credit file, Argos Pay will run a no-risk eligibility check to see how likely it is you'll be accepted. This won't affect your credit score.

If you've recently opened several credit accounts or applied for a number of credit products in a short space of time, this could reduce your credit score. This is because lenders wish to lend responsibly and avoid customers taking on more credit than they can afford.