The Argos Card - Representative 34.9% APR variable
Flexible payments with Normal Credit or Buy Now, Pay Later plans. Pay no interest and get up to 12 months to pay when you pay your full balance within the plan period and keep your account up-to-date. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date of purchase.
Credit subject to status. T&Cs apply.
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Pay now. Pay in 30 days. Pay in 3 instalments.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.
PayPal Pay in 3
Split your purchases of between £30 and £2000 into 3 interest – free payments over 2 months without late fees. Make the first payment at the time of purchase and make two more payments on the same date each month.
PayPal Credit: 0% interest on furniture offer
Simply spend £199+ on furniture in Argos or Habitat and get 0% interest for a choice of 18 or 24 months. Spend over £499+ and get 0% interest for 36 months on that purchase. PayPal 0% interest offer could be the perfect way to manage the cost.
PayPal Credit: 16.9% promotional offer
PayPal credit that allows you to spread the cost of your purchase on any product in Argos or Habitat £199+ over 18 or 24 months. Spend £499+ and spread the cost over 36 months at 16.9% APR (variable).
Representative Example
Representative 23.9% APR (variable)
Purchase interest rate 23.9% p.a (variable)
Assumed credit limit £1,200
Your actual interest rate and credit limit may vary depending on your individual circumstances. Credit subject to status. Terms and conditions apply. UK residents only.
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Argos Limited is authorised and regulated by the Financial Conduct Authority as a credit broker (713206), and works with the lender, Home Retail Group Card Services Limited trading as Argos Card and Argos Financial Services, who are authorised and regulated by the Financial Conduct Authority to provide credit (716148). Home Retail Group Card Services Limited is registered in England (04007072) at 33 Holborn, London, United Kingdom, EC1N 2HT.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Klarna's Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.
PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK ltd, Whittaker House, Whittaker Avenue, Richmond-Upon-Thames, Surrey, United Kingdom, TW9 1EH. Terms and conditions apply. Credit subject to status, UK residents only. Argos Limited acts as a broker and offers finance from a restricted range of finance providers. PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. Pay in 3 is an unregulated credit agreement. Check if affordable and how you will repay. May make other borrowing more difficult or expensive. See product terms for more details.