Argos Pay: Buy what you love, pay at your pace
Say hello to flexible credit that suits you. After one simple application, you can use Argos Pay again and again at Argos and Habitat.
Buy Now Pay Later, flexible credit and instalment plans are available to spread the cost of your purchase. Terms apply. The promotional offers available to you will be based on the item(s) in your trolley and our assessment of your application.
Argos Pay Representative 34.9% APR (variable)
Subject to status, 18+, UK only. Terms apply. NewDay Ltd is the lender, Argos Limited is the broker. Your APR and credit limit will depend on our assessment of your application.
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Argos Card - We're closed to new applications.
Flexible payments with Normal Credit or Buy Now, Pay Later plans. Pay no interest and get up to 12 months to pay when you pay your full balance within the plan period and keep your account up-to-date. If you don't pay in full, you'll be charged interest on any balance remaining at the end of the plan. This interest will be backdated to the date of purchase. Credit subject to status. T&Cs apply.
Pay now. Pay in 30 days. Pay in 3 instalments.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply.
PayPal Pay in 3
Split your purchases of between £20 and £3,000 into 3 interest – free payments over 2 months without late fees. Make the first payment at the time of purchase and make two more payments on the same date each month.
Argos Pay is provided by NewDay Ltd. UK residents aged 18 and over. Subject to status. Terms apply. Argos Limited is a credit broker and not a lender, introducing Argos Pay under an exclusive arrangement with the lender NewDay Ltd. Argos Limited does not earn an upfront commission for introducing customers to NewDay Ltd. Argos receives remuneration as part of the wider relationship with NewDay that is not calculated on an individual customer level. Argos Limited is authorised and regulated by the Financial Conduct Authority (firm reference number: 713206), registered office: 33 Charterhouse Street, London, EC1M 6HA. NewDay Ltd is a company registered in England and Wales (company number: 7297722), registered office: 7 Handyside Street, London, N1C 4DA. NewDay Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number: 690292) and is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2017 (firm reference number: 555318) for the provision of payment services.
Argos Card is provided by Home Retail Group Card Services Limited trading as Argos Card and Argos Financial Services, authorised and regulated by the Financial Conduct Authority to provide credit (716148). Home Retail Group Card Services Limited is registered in England (04007072) at 33 Charterhouse Street, London, EC1M 6HA.
Klarna's Pay in 3 / Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. T&Cs and late fees apply. Klarna's Pay in 3 instalments and Pay in 30 days agreements are not regulated by the FCA. Incorporated in England (company number 14290857), with its registered office at 10 York Road, London, SE1 7ND.
PayPal Credit and PayPal Pay in 3 are trading names of PayPal UK LTD, 5 Fleet Place, London, United Kingdom, EC4M 7RD. Terms and conditions apply. Credit subject to status, UK residents only. Argos Limited acts as a broker and offers finance from a restricted range of finance providers. PayPal Pay in 3 is not regulated by the Financial Conduct Authority. Pay in 3 eligibility is subject to status and approval. 18+ UK residents only. Pay in 3 is an unregulated credit agreement. Check if affordable and how you will repay. May make other borrowing more difficult or expensive. See product terms for more details.